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Real Estate Finance


Spencer Fane Real Estate attorneys help both lenders and borrowers to understand what risks and obligations they are undertaking, and enable them to finance real estate matters. We also provide advice about how best to structure financing transactions.

We draw on our extensive experience and tap into the firm’s cross-discipline strength in matters to help our clients understand funding mechanisms available, whether on the lender’s or borrower’s side. Our experience working with both borrowers and lenders helps our clients to avoid any potential hurdles, understand the risks and obligations they are undertaking, and to enable them to make informed decisions.  We offer clients nationwide knowledge of the latest trends and legislation as well as enable them to connect with other real estate practitioners and governmental entities.

Our team has the ability to make clients aware of development incentive opportunities that they might not have known were a possibility for their project. All of these factors add up to providing broad industry perspective and sound, practical advice to benefit and provide value to our clients.

Our lender clients include commercial banks, institutional investors, REITs, and other financial institutions. We also work with owners, investors and developers involved in construction projects, and tenants who are financing leasehold improvements to help them acquire, develop, and improve real estate through loans, refinancings, and other funding mechanisms. This includes counseling clients on specific elements that may become part of their transaction, including explaining loan terms, compliance covenants, and reporting requirements. Our attorneys also work with governmental entities that provide financing or guarantee support for financing projects.

The types of projects we support are wide-ranging and include financing the development and construction of raw land, partially developed property, commercial buildings, office buildings, retail shopping centers, hotels and resorts, medical and research facilities, industrial facilities, manufacturing facilities, warehouses, apartment complexes, student housing, condominiums, senior housing, independent and assisted living, single-family developments, ground leases, like-kind exchanges, and sale-leaseback transactions.