Following are representative examples showing how the Spencer Fane Banking and Financial Services attorneys help lenders and other financial services institutions:

  • Lender’s counsel in connection with a $30,000,000 construction financing for a multifamily project in Kansas City, Missouri. This project also involved municipal IRBs issued in connection with the project.
  • Lender’s counsel in closing a $19,000,000 loan for the conversion of a historic downtown office building into residential apartments and a hotel, which involved additional financing from historic tax credits, new market tax credits, and a PACE loan.
  • Lender’s counsel in closing a $26,000,000 loan for the construction of an office building with tax abatements made possible with the use of industrial revenue bonds.
  • Counsel to Agent on a $65,000,000 syndicated multi-facility agricultural loan transaction.
  • Lender’s counsel in a complex credit facility for a craft brewing company, including a revolving line of credit, an equipment loan, a term real estate loan, and an SBA 504 bridge loan involving three affiliated borrowers, nine cross-guaranties, loan participations, and interest rate swaps.
  • Lender’s counsel in numerous workout, receivership and foreclosure matters and actions involving a variety of commercial properties throughout Colorado.
  • Lenders’ and loan servicers’ defense counsel in connection with commercial, consumer credit and other financial services litigation, including the Telephone Consumer Protection Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth in Lending Act, Home Owners Equity Protection Act and related state statutes. Cases include substantial class action suits.
  • Credit Union counsel in a suit against the United States for the refund of unrelated business income taxes paid on income from direct and indirect lending programs and on royalty income from AD&D insurance; the court held that the credit union was not liable for the tax.
  • Lenders’ counsel in connection with their dealings with the Federal Reserve, OCC, FDIC and state regulators regarding applications and examinations, affiliate transactions, and regulatory enforcement actions and compliance issues.
  • Financial institutions’ counsel in connection with all aspects of their data breach response strategy.
  • Historic tax credit syndicator’s counsel with respect to investments into historic rehabilitation projects in multiple states. This representation includes drafting of all germane equity documents arising out of the admission of the fund into the project’s ownership structure and due diligence review.